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121 sources · reviewed Aug 29, 2026

Resource Library

Everything we read to build this hub about the 21st Century ROAD to Housing Act, annotated so you can find the right document fast: the enrolled text and public law, section-by-sections, CRS and CBO, agency guidance, trackers, association analyses, law-firm alerts, and press. Filter by type, audience, or publisher.

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Type

Audience

Publisher (top 10)

Showing 121 of 121 resources

Bill text & law8

Section-by-section6

CRS & CBO6

Agency guidance5

Trackers8

Explainers & analyses34

Press releases & statements15

Law-firm alerts11

Webinars1

News coverage15

Data & statistics5

Other7

Who said what

Positions as stated publicly by each organization or official, with a link to the statement. Quotes are shown only where the wording could be verified against the linked source; a missing quote means we only had a summary.

Supportive23

  • Sen. Tim Scott (R-SC), Chair, Senate Banking Committee

    Sponsor
    “Today, the American Dream is a little more within reach.”

    Lead Senate sponsor. Introduced the original ROAD to Housing Act (S. 2651) in 2025, steered it through a 24–0 committee vote, and co-wrote the merged 21st Century ROAD to Housing Act with Sen. Warren. Framed the bill around cutting red tape, unlocking supply, and no new mandatory spending.

    Source (opens in a new tab) · Jul 11, 2026

  • Sen. Elizabeth Warren (D-MA), Ranking Member, Senate Banking Committee

    Sponsor
    “The Scott-Warren legislation represents what is possible when both parties put families ahead of politics”

    Senate co-lead. Championed the institutional-investor restrictions (including the seven-year forced-sale rule that the House later removed) and the four-principal compromise. Issued the statement explaining that the bill became law without the President’s signature after the 10-day presentment window.

    Source (opens in a new tab) · Jul 29, 2025

  • Rep. French Hill (R-AR), Chair, House Financial Services Committee

    Sponsor
    “I appreciate the Senate including a three-year sunset on the CDBG-DR program and adopting key House priorities including 9 community banking bills.”

    House lead. Introduced H.R. 6644 (“Housing for the 21st Century Act”) in December 2025 after declining to accept the Senate text inside the NDAA, then negotiated the House amendment that dropped the seven-year build-to-rent rule and the June 2026 bicameral deal.

    Source (opens in a new tab) · Jun 16, 2026

  • Rep. Maxine Waters (D-CA), Ranking Member, House Financial Services Committee

    Sponsor
    “reforms alone will not address the housing crisis — more funding for federal programs serving people with the lowest incomes is required”

    House co-lead. Co-developed the House bill, demanded a conference in March 2026 after the Senate stripped House Democratic provisions, and ultimately co-negotiated the final compromise. Consistently pressed for demand-side funding (vouchers, down-payment help) alongside supply reforms.

    Source (opens in a new tab) · Dec 17, 2025

  • Office of Management and Budget (Statement of Administration Policy)

    Administration
    “his advisors would recommend that he sign it into law”

    The March 2, 2026 SAP on the Senate amendment said the Administration “strongly supports” the 21st Century ROAD to Housing Act, once the institutional-investor and CBDC provisions were included. An earlier SAP (Feb 9, 2026) supported the House bill but faulted the absence of an investor ban.

    Source (opens in a new tab) · Mar 2, 2026

  • NAHRO (National Association of Housing and Redevelopment Officials)

    PHA association
    “This is a big day for housing and for housers”

    Called enactment a major achievement for PHAs — RAD cap increase, HCV inspection reforms, FSS changes, and the new 25-agency MTW cohort — while flagging the MTW reporting burden and pledging to work with HUD and Congress to keep it workable.

    Source (opens in a new tab) · Jul 13, 2026

  • PHADA (Public Housing Authorities Directors Association)

    PHA association

    Endorsed the House “Housing for the 21st Century Act” when it passed in February 2026. A PHADA statement on the final MTW/RAD text was not located as of Aug 15, 2026 (later coverage is members-only).

    Source (opens in a new tab)

  • NCSHA (National Council of State Housing Agencies)

    HFA association
    “The most significant affordable housing legislation Congress has considered in decades”

    Applauded enactment and published a policy-brief series for state HFAs covering HOME reauthorization changes, environmental-review reforms, pilot programs, and studies.

    Source (opens in a new tab)

  • NLIHC (National Low Income Housing Coalition)

    Advocate
    “a monumental win AND ... the job isn’t finished”

    Endorsed the bill and won its top ask (a three-year CDBG-DR authorization, Sec. 504) plus RHS reform and HCV inspection changes. Long-standing opponent of MTW expansion — accepted the new cohort only with guardrails against work requirements, time limits, and rent hikes — and stresses that the law adds no new money for the lowest-income renters.

    Source (opens in a new tab) · Jul 10, 2026

  • National Housing Conference

    Advocate
    “one of the most potentially impactful housing proposals in over a decade”

    Organized the September 2025 letter from 28 housing leaders urging Senate floor action, and helped anchor the broad outside coalition behind the bill.

    Source (opens in a new tab) · Sep 3, 2025

  • Enterprise Community Partners

    Advocate

    Supporter throughout; runs a resource hub with a section-referenced summary of the enacted text, a rural (RHS) analysis, and an August 2026 “What’s Next” webinar for developers and lenders.

    Source (opens in a new tab)

  • Up for Growth Action / Inclusive Abundance coalition (227 organizations)

    Advocate
    “the most significant federal housing legislation in over 30 years”

    Pro-housing coalition that organized 200-plus-organization letters in May and June 2026 backing the amended bill and thanking Congress on final passage.

    Source (opens in a new tab) · Jun 23, 2026

  • National Alliance to End Homelessness

    Advocate
    “We are disappointed that ROAD no longer contains important provisions that would have strengthened and protected the Continuum of Care Program”

    Endorsed both the 2025 Senate bill and the 2026 merged bill, praising the ESG waiver, RHS reform, Choice in Affordable Housing, and the disabled-veterans voucher fix — while noting the Continuum of Care reforms from the Senate bill did not survive.

    Source (opens in a new tab) · Mar 9, 2026

  • NAHB (National Association of Home Builders)

    Industry
    “NAHB applauds Congress and the Trump administration for delivering a bipartisan housing victory for the American people.”

    Backed the supply provisions from the start but fought the Senate’s seven-year forced-sale rule for build-to-rent homes, helping drive the House amendment that removed it. Maintains an advocacy hub with talking points and podcasts on implementation.

    Source (opens in a new tab) · Jul 11, 2026

  • NMHC / NAA (National Multifamily Housing Council / National Apartment Association)

    Industry
    “the most important housing legislation in a generation”

    Supported the supply reforms; led the March 2026 industry letter calling the Senate’s Sec. 901 build-to-rent structure unworkable, the May 2026 letter supporting the amended bill, and the July 13, 2026 letter asking Treasury to clarify the build-to-rent exception.

    Source (opens in a new tab)

  • NAR (National Association of REALTORS®)

    Industry
    “This is the most significant housing legislation to pass Congress in nearly 20 years.”

    Roughly 21 months of advocacy, including member fly-ins and testimony; polled 89% voter support in June 2026. Publishes explainers on what the law means for states and localities.

    Source (opens in a new tab)

  • Manufactured Housing Institute

    Industry

    Commended the repeal of the permanent-chassis requirement in the manufactured-housing title (Sec. 301), a long-standing industry priority.

    Source (opens in a new tab) · Mar 10, 2026

  • MBA (Mortgage Bankers Association)

    Lenders / banking

    Applauded committee advancement, the House refinements, and final passage; joined the industry letters on the build-to-rent provision and the post-enactment Treasury clarification request.

    Source (opens in a new tab) · Jun 18, 2026

  • American Bankers Association

    Lenders / banking
    “promote a more tailored regulatory environment for community banks”

    Backed the Title IX community-banking provisions (custodial and reciprocal deposits, exam-cycle threshold, de novo streamlining). The final law kept 9 of the House’s 12 banking sections.

    Source (opens in a new tab)

  • ICBA (Independent Community Bankers of America)

    Lenders / banking

    Lobbied senators to add the community-bank regulatory-relief title and welcomed its inclusion in the enacted law.

    Source (opens in a new tab)

  • National League of Cities

    Local government

    Supported the bill throughout and now runs a city-focused hub with FAQs on the zoning “housing supply frameworks” timeline and the CDBG growth bonus/penalty mechanics.

    Source (opens in a new tab) · Aug 10, 2026

  • National Association of Counties

    Local government

    Supportive; published a county-focused side-by-side of the House and Senate packages and hosted a May 2026 member webinar.

    Source (opens in a new tab) · May 4, 2026

  • Bipartisan Policy Center

    Think tank

    Core organizing and analytical hub for the bill; BPC Action signed the September 2025 coalition letter. Publishes the leading title-by-title explainer of the enacted text and a deadline-by-deadline implementation tracker.

    Source (opens in a new tab) · Jun 23, 2026

Mixed6

  • White House / President Trump

    Administration
    “I will not sign the Housing Bill…in PROTEST over the fact that the United States Senate is not capable of passing THE SAVE AMERICA ACT”

    The administration’s position moved several times: it backed the NDAA vehicle in late 2025, made the institutional-investor ban its price in early 2026, and the March 2, 2026 Statement of Administration Policy said advisors would recommend signing. After the House and Senate cleared the final text, the President cancelled a June 24 signing ceremony and let the bill become law without his signature on July 11, 2026 — no veto, no override needed.

    Source (opens in a new tab) · Jul 10, 2026

  • HUD / Secretary Scott Turner

    Administration
    “The President and the White House is very supportive of this”

    Secretary Turner publicly backed the Senate bill in a 2025 fireside with Chairman Scott, but in May 2026 wrote congressional leaders objecting to two House-added renter-dispute provisions (per Bloomberg Government). As of Aug 15, 2026 HUD had issued no press release on enactment; FHA said ROAD provisions were “under evaluation,” and the first implementing Federal Register notice (CDBG-DR formula) appeared Aug 13, 2026.

    Source (opens in a new tab) · Sep 9, 2025

  • CLPHA (Council of Large Public Housing Authorities)

    PHA association
    “remains concerned … particularly the burdensome reporting requirements for all MTW public housing authorities”

    Supported the RAD cap lift (+100,000 units, to 555,000) and the new MTW cohort, but objected to the reporting requirements imposed on all MTW agencies and the cohort’s limits on rent-policy flexibility.

    Source (opens in a new tab) · Jun 24, 2026

  • National American Indian Housing Council

    Advocate
    “Mixed result”

    Noted the enacted law has no tribal title and does not reauthorize NAHASDA; will keep pushing separate NAHASDA modernization legislation.

    Source (opens in a new tab) · Jul 11, 2026

  • Private Equity Stakeholder Project

    Advocate
    “might as well have been written by Wall Street”

    Left-flank critic of the institutional-investor ban’s carve-outs (build-to-rent, renovate-to-rent, homeownership programs), which it views as loopholes without accountability. Criticism is aimed at Title X, not the whole bill.

    Source (opens in a new tab)

  • AEI Housing Center

    Think tank
    “reduce the supply of newly constructed single-family homes”

    Argued the Senate’s investor ban would cut new construction and urged build-to-rent and renovation exemptions plus dropping the seven-year divestment — changes largely adopted in the final text.

    Source (opens in a new tab) · Apr 10, 2026

Opposed2

  • Cato Institute

    Think tank
    “sets a dangerous precedent”

    Leading free-market critic: says the institutional-investor ban politicizes housing markets and that the bill expands federal control rather than fixing local supply barriers.

    Source (opens in a new tab)

  • House Freedom Caucus bloc (32 House Republicans voting no, June 23, 2026)

    Other
    “A temporary ban is the worst of both worlds…Make it permanent, or take it out”

    All 32 final House “no” votes were Republican. Stated reasons included the temporary (through 2030) rather than permanent CBDC ban, wanting the SAVE Act first, and objections to the investor restrictions. Five Senate Republicans voted no on June 22.

    Source (opens in a new tab) · Jun 24, 2026

Neutral / analytical1

  • Urban Institute

    Think tank

    Analysts count at least 35 new HUD programs, regulations, and studies required by the law and question HUD’s capacity to deliver them amid staffing cuts — the real work, they argue, starts now.

    Source (opens in a new tab) · Jun 30, 2026

Missing something? Every URL here was live when reviewed on Aug 29, 2026. Some primary-source hosts (congress.gov, cbo.gov) block automated checks, so if a link fails, search the title on the publisher's site.
AI Housers

Disclaimer: This hub is an independent, plain-language explainer built by a housing professional — it is not legal, compliance, or financial advice and is not affiliated with HUD, USDA, Congress, or any agency. Every fact links to a primary or authoritative source; when something could not be verified we say so. Always confirm against the enacted text and official agency guidance before acting.

What changed on this hub · last updated August 29, 2026

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