60-Day Notice of Proposed Information Collection: Disclosure of Adjustable Rate Mortgage (ARM) Rates
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Summary
AI summary — grounded in the notice text
HUD is requesting OMB approval to extend an existing information collection related to Adjustable Rate Mortgage (ARM) disclosures for FHA-insured loans. This collection requires lenders to provide borrowers with pre-loan disclosures explaining ARM features and annual notices before payment adjustments occur. HUD is soliciting public comments for 60 days on the necessity, accuracy, and burden of this collection. This is not directly relevant to PHA programs but pertains to FHA mortgage insurance disclosure requirements.
Key Quotes
Verbatim from the notice
“Loan servicers must also provide mortgagors with adjustable rate mortgages an annual ARM Disclosure Notice at least 25 days before any adjustment to a mortgagor's monthly payment may occur”
Verbatim from the notice
“Comments Due Date: November 24, 2026.”
Key Dates
- Published
- Sep 25, 2026
- Comments close
- Nov 24, 2026in 42 days