Mortgage and Loan Insurance Programs Under the National Housing Act-Debenture Interest Rates
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Summary
AI summary — grounded in the notice text
This HUD notice announces the debenture interest rates that apply to FHA-insured mortgages and loans under the National Housing Act for the 6-month period beginning January 1, 2026. Debentures issued under Section 221(g)(4) will bear interest at 4 percent, while debentures issued under other provisions of the Act will bear interest at 4 3/4 percent. This is not a PHA program notice but affects FHA mortgage insurance claim payments and debenture calculations relevant to insured multifamily and single-family loans.
Key Quotes
Verbatim from the notice
“The interest rate for debentures issued under Section 221(g)(4) of the Act during the 6-month period beginning January 1, 2026, is 4 percent.”
Key Dates
- Published
- Aug 21, 2026
- Effective
- Jan 1, 2026